75 years of...
As a leading workers’ compensation carrier for 75 years,
Safety National knows all too well that every dollar spent on
workplace accidents hits your bottom line. In response, we
developed MAP Client Services – a suite
of complimentary risk control resources made available to help
our policyholders improve their injury prevention and claim cost
We put a lot of energy into developing these unique
services because we are committed to helping you maintain a
For more details on our risk control services,
Excess Workers’ Compensation • Deductible Casualty • Loss Portfolio Transfers • Treaty Reinsurance
We just recently witnessed historically large hurricanes and tropical storms. We also witnessed
risk management at its best. We
saw in action brilliantly coordinated
contingency plans and rescue
operations. We saw mandatory
evacuations, in several states in advance
of the hurricanes, executed with
consideration, dignity and respect. We
saw the majority of residents prudently
obeying evacuation orders to seek safe
shelter — despite a few individuals
who chose to resist.
Mandatory evacuations are used by
emergency management of;cials to
not only save the lives of inhabitants
but also the lives of ;rst responders.
But if one disobeys an order that
is said to be mandatory, what kind
of teeth does the word “mandatory”
hold? What are the implications if you
disobey such an order? What does it
mean legally? Are there consequences
attached to such de;ance?
It is my understanding that of;cials
are not likely to ever arrest masses of
people who disregard a mandatory
evacuation order. But that said, these
vigilantes ought to be prepared to be
self-suf;cient for the ;rst 72 hours
after the hurricane: surviving with no
electricity, water, internet, phone, and
— most importantly — no emergency
response service of any kind.
Even faced with this dire possibility,
we still see brave souls risk their
lives to extract stranded and de;ant
individuals. It is at this point I ask:
In some states, they hit you in the
pocketbook, making you liable for all
emergency rescue costs if needed later.
If you choose to stay, I think it’s only
fair you pay.
I guess this adage holds true: “It is
not necessary to change. Survival is not
mandatory.” — W. Edwards Deming. &
JOANNA MAKOMASKI is a specialist in
innovative enterprise risk management
methods and implementation techniques.
She can be reached at email@example.com.
If You Stay,
You Should Pay
BY JOANNA MAKOMASKI