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Who insures you doesn’t matter. Until it does.
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Australian farmers by drone.
Conveniently, if the farmers turn
out to be terrorists, they can
be vaporized by the drone post-delivery.
Driverless cars are operating
in California and will soon be
charging around other countries.
Your company’s data (its most
valuable asset) is probably no longer
in its possession, much of it now
residing in the Cloud.
Doctors are carrying out surgery
from the golf course, electronically.
Teachers are running classes from
And these are just the known
The herd instinct is in full flow.
If Google wants us to be passengers
in life, then that’s what we want to
If Amazon wants to drop our
goods somewhere near us, bring it
on, we say.
And if Microsoft wants to take
control of our data, so much less for
us to worry about, we all think.
Well, not all of us. One of us sees
catastrophe in the making wherever
the future presents itself.
I surely cannot be required to
point out the futility of abandoning
one’s data to Microsoft, which
famously releases unfinished
programs, so as to learn what’s
wrong with them from experience
— your experience.
All these modern ideas
rely critically on one thing:
uninterrupted broadband service. If
you’ve ever used a computer — and
I’m reliably informed that many of
our readers have — you know that
consistent broadband service is
I have Britain’s most expensive
broadband service. It drops out
Only about half of my Amazon
deliveries, made by humans, arrive,
and I live in a conspicuous building
near the center of town.
Drone service is not available for
My commercial life depends on
Microsoft Word, yet I haven’t a clue
how to change the default settings.
I’m no Luddite, but with many of
our countries at war with soldiers
of the past, in the Middle East and
elsewhere, it cannot be long before
a terrorist attack on a satellite or
a server brings down the banking
You think that unlikely?
The demand for naked photos
of Jennifer Lawrence broke the
Internet in New Zealand. Plumb
Here’s the thing: If we don’t
understand the risks we are taking,
how can insurance companies offer
protection against them?
Astro Teller (honestly), director
of the Google lab that makes
drones, said, “… if the right thing
could find anybody just in the
moment that they need it, the world
might be a radically better place.”
Really. He said that.
Jonathan Ledgard, who is
heading up a project on cargo
drones for Africa, said, “[In the
future,] a community will have
access to a flying robot even though
it will not have access to clean
water, or security, or be able to
keep its girls in school.”
Meanwhile, people starve and
wars are fought. The future doesn’t
care about that.
And now I must return to
chiselling next month’s column on
ROGER CROMBIE is a United Kingdom-based columnist for Risk & Insurance®. He
can be reached at email@example.com.
The Future is Now
Whether or not you’re ready for it, the future is now. Old-fashioned ideas are being swept aside. New, often ridiculous,
notions are in vogue. If you still think the future is in the
future, you’re living in the past.
A few examples: Google is distributing chocolate to
● Roger Crombie