A snapshot of the current risks facing public organizations.
Note: The Risk Matrix is produced by the Risk and Insurance® editorial team. Liberty Mutual Insurance is the presenting sponsor and has no responsibility for the content.
EPL CLAIMS • In 2017, 84,254
SOVEREIGN IMMUNITY & TORT CAPS •
workplace discrimination charges
were filed with the EEOC against
both private and public entities,
securing $398 million for victims.
Most state legislatures have curtailed public
entities’ right to avoid being sued in
civil court at the same time tort caps
are rising. Some states allow
damages up to $5 million.
SEXUAL MISCONDUCT •
violence and bullying
have decreased over the
past 25 years, 57 percent
of teens say they are
worried about the possibility of a
shooting happening at their school.
In 2014 alone, there were 781 reported
FLEET SAFETY • In 2015, 4,311
cases of teachers and other school
employees accused or convicted of
inappropriate relationships with
large trucks and buses were
involved in fatal crashes. School
buses account for about 41
percent and transit buses for 33
percent of these vehicles.
CYBER • Nearly 18 percent
of data records lost or stolen
in 2017 came from the
government sector. Eighty
percent of government CIOs
say lack of funding limits
cyber security efforts.
PENSION RISK • The median percentage of
assets available for pension
payments declined by 4. 5
percentage points since 2014.
Only Washington, D.C., is
PLAYGROUND SAFETY • ERs treat an
estimated 200,000 children per year for
playground-related injuries, 75 percent of
which occur on public playgrounds.
COMMUNITY EVENTS •
Hosting local elections,
carnivals, or large fundraisers
may open schools up to
potential safety, property and
Despite legal restrictions
placed on public schools,
they can still be held liable if a student
is discriminated against — including
bullying — because of gender identity.